HOW DO I QUALIFY FOR THE PROGRAM?

You must be in business for 3 months and maintain $10,000 in gross sales per month, accepting credit cards isn't necessary. (Apply for Funding)

I AM A START-UP BUSINESS, CAN YOU HELP ME?

Yes, you only must be in business for 3 months and maintain $10,000 in gross sales per month.

IF I AM CURRENTLY IN ANOTHER CASH ADVANCE PROGRAM THAT'S SIMILAR TO YOURS, WOULD I STILL QUALIFY?

Yes, of course you would qualify. We may have to “split fund” to satisfy the other company in full, but you would immediately net all of the difference. The “split funding” solution is sometimes required, but not always. Please contact us at 800-378-5098 to find out for sure.

HOW MUCH PAPERWORK IS INVOLVED?

There is just a simple one page application. (View 1 page Application) Complete the application and fax it back (fax: 347-391-2543) with your last 4 months of your credit card processing statements and 4 months of business bank statements.

HOW LONG IS THE APPROVAL TIME?

Approvals are usually made within the same day or the next business day, with funding typically taking place 3 business days thereafter.

WHAT CAN I USE THE CASH FOR?

You can use this cash for various purposes such as to buy-out a partner, expand and/or remodel, purchase inventory at a discount, or buy new equipment. Basically you can use the funding any way you see fit.

HOW LONG WILL THE PAYBACK TAKE?

There is no set time frame for payback, and there are no checks to write. This seamless payback works directly with the flow of your business. Basically, no credit card sales or bank deposits on a particular day, equates to no payback. It's really that simple!!!

DOES FILLING OUT AN APPLICATION OBLIGATE ME TO ACCEPT THE ADVANCE NOW?

Of course not. Many merchants apply to see what they'll be approved for. It ensures that if the need for a quick cash infusion arises, you'll know where you can turn. (Approvals are typically held on the books for 30 days. After 30 days, we may request another months worth of your credit card processing statements and an updated bank statement.) (Apply Now!)

WHAT'S THE PAYBACK PROCEDURE?

Payback is so simple. You repay us through your future credit card sales, or we can ACH from your bank account (anywhere from 5% to 25%) of your gross sales until the advance is satisfied.

CAN I RENEW BEFORE MY ADVANCE IS PAID OFF?

Yes! Actually over 75% of our customers renew (many over and over again), with renewals considered usually within 3 months of the initial funding.

WHAT IF I WANT TO PAY OFF EARLY?
ARE THERE ANY PENALTIES INVOLVED?

Unlike most companies, we do not penalize for an early payoff. The choice is again totally up to you, and of course your financial situation.

WHAT IS THE A.P.R. OR THE COST OF THE MONEY FOR THE ADVANCE?

This is NOT a loan product, so there is no A.P.R associated with this type of funding. We are funding you based on your gross sales. There is no set time frame for payback unlike traditional bank loans. The cost of the money is fully explained on the approval sheet.

WILL THIS ADVANCE SHOW ON MY CREDIT REPORT?

Your credit report will not show this as an outstanding advance (this is business to business). However, what will show is an inquiry that we pulled your credit report, unless it is requested that we not do so. If you have a recent valid credit report (120 days or less), we can sometimes use that instead.

DO I NEED TO PUT UP ANY COLLATERAL?

We will never ask for collateral.

IS BAD CREDIT ACCEPTABLE?

Yes, we fund all types of credit, as long as the one signing the application doesn't have an open bankruptcy. If there was a bankruptcy within the last year, then discharge papers might be required for approval.

WHAT ARE MY CHANCES OF BEING APPROVED?

We have a 90% approval rate for business owners.

HOW DO I GET STARTED?

Call us toll-free at 800-378-5098, or just simply fax the last 4 months of your business credit card processing statements and 4 business bank statements, along with your contact information (Name, Phone Number and/or Cell Number and your E-mail Address). Upon receipt and review of your documents, we will contact you and send our simple one-page application (View 1 page Application).

DO YOU HAVE DIFFERENT CASH ADVANCE PLANS FOR DIFFERENT SITUATIONS?

Of course we do. We can base the advance on your gross sales or your credit cards sales. Call us directly toll-free at 800-378-5098, so we can work with you, to find the most flexible plan to best meet the needs of your business.

Copyright 2006-2011 Fortune Funding & Associates | 800-378-5098